Head Of Lending

People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, we've helped 40+ million customers get more from their money. And we're not done yet.

As we continue our lightning-fast growth,‌ two things are essential to continuing our success: our people and our culture. We've been officially certified as a Great Place to Work™ in recognition of our outstanding employee experience! So far, we have 9,000+ people working around the world, from our great offices or remotely, on our mission. And we're looking for more. We want brilliant people that love building great products, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe 🌏 The team manages our products from day one to the end - developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big old job, but our people are a Credit to us all ✨

We're looking for a Head of Lending for the German market who'll be the go-to person on all things Revolut Credit in Germany. You'll accelerate the growth of our existing products, improve performance, drive customer engagement, expertly manage credit risk, and maintain the best quality on all aspects of the product and customer journey 💪

You'll also ensure that as we continue to scale our lending business, we deliver the highest quality on product features, support, and service levels. We need a Leader with capital 'L' to own the Business and develop our team of A players.

We're not asking much, right? 😉

What you’ll be doing

• Leading the lending team to define and implement the strategy for all Revolut Germany lending activities

• Managing the overall risk of the Revolut Germany loan portfolio

• Driving business performance and sustainable growth

• Managing regulatory relationships, interacting with regulators and local authorities

• Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activity

• 7+ years of experience as a Bank Executive (ExCo is a real advantage)

• Deep knowledge and experience in Germany's retail lending products

• Strong entrepreneurial drive and personal resilience

• Extensive experience building and managing credit decisioning/risk models and regulatory engagement

• An understanding of credit portfolio performance

• Fluency in English with excellent communication skills

• The ability to recruit and lead a team

• The ability to think and reason logically