Underwriter And Business Data Analyst

In Axa Partners Spain we are looking for our next Junior Underwriter and Business Data Analyst to join our Underwritting team.

The Underwriter & Business Data Analyst has a multifaceted role:

• ·       Calculates premiums, assesses risks, and ensures underwriting policies and guidelines follow AXA Partners Group directives.

• ·       Constructs models and projections to establish consistent pricing for product changes, new introductions, and other price-related adjustments. Also sets prices for new risks at the request of commercial teams and external partners.

• ·       Manages the standardized pricing tool, ensuring pricing data is updated over time.

• ·       Supports contract analysis and profitability review, with a focus on the performance of insurance schemes within AXA Partners' portfolio.

• ·       Provides recommendations on appropriate levels of outstanding claims reserves and other technical provisions. Generates periodic technical and reinsurance reports.

• ·       Conducts periodic assessments of internal controls.

The role involves establishing a management information process to monitor a major travel account's performance across 12 markets, focusing on profitability and proposing corrective measures when necessary. It also entails supporting business development across all product lines, ensuring adherence to Group guidelines and local regulations. Offers include product design, pricing and profitability análisis. Also presenting business cases to internal committees. Additionally, the position contributes to fostering an underwriting and risk management culture within the company.

The jobholder will work closely with Finance teams, Commercial Account Managers, Commercial back-office, IT/Data Office (data management) but does not have any direct reports at this time.

#LI-SP

You are perfect for this role if you have:

• ·       University Degree in relevant studies (Actuarial, Statistics).

• ·       Possess 2-4 years of relevant working experience.

• ·       Underwriting qualifications would be an advantage.

• ·       Proven experience and a successful track record within Assistance or insurance sector.

• ·       Fluency in Spanish, English and French (desirable).

• ·       Advance skills in MS Excel being desirable MS Access, SQL programming, BI – Power BI, database structures, data warehouse, statistical tools such as R, Python and SAS.

• ·       Ability to analyze underwriting performance to identify issues with the data and work with Finance, IT/Data Office and underwriting teams.

• ·       Self-motivated, able to plan and prioritize workload to achieve deadlines.

• ·       Excellent interpersonal and team working skills, with a willing, helpful, and solution-oriented approach.

El Grupo AXA es líder mundial en seguros y gestión de activos. Protegemos y asesoramos a nuestros clientes en todas las etapas de su vida, ofreciéndoles productos y servicios que satisfacen sus necesidades en las áreas de seguros, protección personal, ahorro y gestión de activos. AXA es la primera marca de seguros del mundo, con más de 100 millones de clientes. Nos estamos transformando de pagador a socios de nuestro cliente, con un fuerte enfoque en la prevención de riesgos. 

AXA Partners es una unidad comercial transversal de AXA que ofrece una amplia gama de soluciones en servicios de asistencia, seguros de viaje y protección del crédito.
El papel de AXA Partners es también implementar soluciones innovadoras que surgen de la unidad AXA Innovation.

AXA Partners actúa para el progreso humano combinando pasión con experiencia, protegiendo lo que importa, cuando importa.

 Al unirte a AXA Partners, trabajarás en una empresa responsable, que ofrece una verdadera cultura de conocimiento y diversidad. Nuestro objetivo es desarrollar las competencias de todos, ofreciendo al mismo tiempo una remuneración atractiva y competitiva, con oportunidades de desarrollo y crecimiento profesional. Además, en AXA trabajamos para marcar una diferencia real en las personas, cuando suceden cosas increíbles y cuando creamos oportunidades para una vida mejor, el sentimiento de orgullo es extraordinario