AdresseWhatever their stage of life, we provide over 108 million customers with the products and services they need to progress. From insurance to personal protection, and savings to wealth management, no matter the need we’re always there for them. And we’re always there for our employees. In 50 countries, we work hard to inspire pride and a sense of belonging in our people. To provide opportunities that challenge them, inspire them, and reward them. And to create a culture that’s open, supportive, and empowering. Because we know that’s the real secret to success – and the best way for us to keep building a better world for both our customers and the talented people who put them first.
Your work environment
The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.
Within the Group, you will join the Group Chief Underwriting Office as Pricing Expert Health & Life.
Context & Major Challenges
The newly created Global Chief Underwriting Office will be accountable for establishing, enabling, and driving profit and growth through Product Underwriting Strategy, Portfolio Design and Technical Underwriting Excellence in partnership with the AXA Entities, for both Commercial and Retail, through:
- Portfolio Design Steering
- Underwriting Product Strategy and Profitability Measurement
- Technical Underwriting Guidance
- Pricing Models, Platforms and Analytics
- Risk Appetite deployment
- Ceded Reinsurance strategy design and purchasing
As part of the CUO Office you will be an integral part of the Group Pricing Team partnering directly with underwriting and executive management as we look to develop and deliver our strategic objectives.
Key Accountabilities
- Ensure Market Leading Technical Pricing in Health & Life Products.
- For Health & Life Products carry out Pricing Technical Reviews (Deep Dive, IDR, etc..) and execute a thorough review on Pricing Strategy, Adequacy, Governance, Tools, etc.
- Review and Validate Health & Life Pricing Strategy, Adequacy and Model Calibrations.
- Support PMP through initial buildout to Metrics validations, PMP & MBR reviews, Strat Plan and UW actions validation to achieve desired ECR for Health & Life Products.
- Enforce the execution of the Pricing Policy including best practices and technical standards for governance.
- Address Regulatory Pricing Topics related to Health & Life products and develop actions plans to respond to legal and regulatory changes and ensure fairness.
- Develop a strong network of relationships with internal and external stakeholders to influence technical Pricing improvements globally and drive consistency in approach where appropriate.
- Stay abreast of and appropriately communicate knowledge of industry changes, specifically changes that affect pricing.
- Share expertise on product pricing methodologies, including pricing algorithms, pricing parameters, and advanced pricing techniques.
- Provide direction and support development of central pricing models and platforms where needed.
- Engage closely with members of CUO, Entity Underwriting and Pricing members, Reserving, TDO, and Finance to improve pricing accuracy and overall business performance.
Dimensions
- Global scope: full remit (across all Group Health & Life businesses & geographies).
- Responsible for the pricing Remit for the GCUO retaining matrix responsibility across Group Health & Life lines of business.
Stakeholders:
- Appointed senior leaders of entities
- CFOs, Head of Reserving and Head of Pricing within the entities
- Heads of claims within the entities
- Measure of the partnership with the entities
- Direct influence on the strategy, portfolio development and technical performance of the entities
- Deliver on building the analytic and technology culture of the entire organization
- Carry the strategic plan
Votre Profil
Competencies
- Boundaryless leadership and Strategic acumen: develop shared outcomes and measures, to improve clarity of decision making and leveraging data to make decisions.
- Influence and stakeholder Management within matrixed complex and international set up while establishing partnerships.
- Change Leader builds strong partnerships and effectively influence stakeholders; clearly communicates and drives alignments on shared outcomes; extreme ownership on outcomes with strategic and operational rigor.
- Strong verbal communications skills to gain buy-in to communicate clearly and concisely with internal and external clients.
- Strong ability to think strategically.
Behaviours
- Self aware
- Collaborative
- Builds trust
- Good listening skills to build consensus
- Comfortable with ambiguity
- Flexible & willing to say ‘I don’t know, let me find the answer’
- Humble enough to listen to others who have the expertise and build relationships
- Strong Relationship builder
- Change agent
- Culturally sensitive to difference
- Patience & the ability to take time to learn
Experience
- Fully Certified Actuary
- Extensive Health & Life experience in pricing within an AXA entity or external organization
- Ability to directly influence strategy and portfolio management, as well as setting the technical culture.
- Proven experience interacting with Senior leaders and evolving in matrixed environments.
- Experience in driving change and building relationships.
- Proven experience in leading multicultural and multifaced geographically diverse teams.
Language
- Fluent English
A propos d'AXA
Notre raison d’être chez AXA ? Chaque jour, nous agissons ensemble pour le progrès humain en protégeant ce qui compte. Une mission qui donne le sourire et envie de se lever le matin !
Un des leaders mondiaux de l’assurance dans la protection des biens, des personnes et des actifs, AXA c’est 145 000 collaborateurs et contributeurs qui s’engagent au quotidien pour nos clients, c’est 51 pays dans lesquels nous distribuons nos produits et services et plus de 90 millions de client qui nous font confiance dans le monde. Employeur citoyen et responsable, AXA s’engage au quotidien pour des causes sociétales & environnementales. Nous menons une politique inclusive engagée pour reconnaître et valoriser les différences individuelles. Ces ambitions vous parlent ? Alors venez changer le monde avec nous !
A propos de notre entité
Le siège du Groupe AXA est basé à La Défense (Tour Majunga) et regroupe les activités corporate du Groupe. Il se distingue par une forte culture internationale.
Pourquoi nous rejoindre ?
Vous rejoignez une entreprise :
- Responsable, vis-à-vis des personnes, y compris ses employés et ses clients, et de la planète.
- Aux valeurs fortes
- Qui encourage la mobilité interne, et la formation de ses employés
- Qui vous offre de nombreux avantages (en savoir plus ici : Reward & Benefits - french | AXA Group)
- Flexible, qui permet le travail hybride, au bureau et à la maison.
Les informations fournies par les candidat(e)s seront traitées de manière strictement confidentielle et utilisées uniquement à des fins de recrutement.
